Terms and Conditions of Use

By accessing or using financiallicensemarket.com (the "Website"), you agree to be bound by these Terms and Conditions of Use ("Terms"). If you do not agree to these Terms, please do not use the Website. These Terms apply to all visitors, users, buyers, sellers, and any other persons who access or use the Website.

All content, listings, descriptions, valuations, market commentary, blog articles, pricing guidance, and other information published on this Website is provided for informational and general reference purposes only.

Nothing on this Website constitutes, or should be construed as:

• Financial advice or a financial promotion
• Legal advice or legal guidance
• Regulatory advice or compliance guidance
• Tax advice
• Investment advice or a recommendation to buy or sell any asset, business, or financial instrument
• A solicitation or offer to acquire or dispose of any regulated entity or financial instrument

All information is provided "as is" without warranty of any kind, express or implied. You should not act or refrain from acting on the basis of any information on this Website without first obtaining independent professional advice from a qualified legal, financial, regulatory, or tax advisor appropriate to your specific circumstances and jurisdiction.

Use of this Website does not create any advisory, consultancy, fiduciary, or professional relationship between you and Financial License Market or Zitadelle Advisory Group Ltd. Submitting an inquiry, registering as a buyer or seller, or communicating with our team through any channel on this Website does not constitute the provision of financial, legal, or regulatory advice, and should not be treated as such.

Financial License Market acts solely as an introducer and marketplace operator. We do not act as agent, broker, advisor, or representative of any buyer or seller. All transactions, negotiations, and decisions are the sole responsibility of the parties involved.

Listings published on this Website are based on information provided by sellers. While Financial License Market takes reasonable steps to verify listing details, we make no representation or warranty as to the accuracy, completeness, currency, or fitness for purpose of any listing or other content on the Website.

Regulatory standing, license status, financial information, client data, and operational details of listed entities are subject to change at any time. Prospective buyers must conduct their own independent due diligence before entering into any transaction. All acquisitions of regulated entities are subject to applicable regulatory requirements including change of control approvals.

To the fullest extent permitted by applicable law, Financial License Market, Zitadelle Advisory Group Ltd, their directors, officers, employees, agents, and affiliates shall not be liable for:

• Any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, this Website or its content
• Any loss of profit, revenue, business, data, or goodwill
• Any errors, omissions, inaccuracies, or delays in the content of this Website
• Any action taken or not taken in reliance on the content of this Website
• Any outcome of any transaction facilitated through or arising from use of this Website
• Any regulatory, legal, or financial consequences arising from any acquisition or disposal of a regulated entity introduced through this Website

This limitation applies regardless of the legal theory under which such liability is claimed, even if Financial License Market has been advised of the possibility of such damages.

By submitting any information to Financial License Market through this Website — including through contact forms, inquiry forms, buyer registration forms, seller submission forms, or any other communication channel — you expressly acknowledge and agree that:

While Financial License Market takes reasonable steps to maintain confidentiality of information submitted through the Website, we cannot guarantee absolute confidentiality in all circumstances. You acknowledge that information shared in the course of the introduction process will be disclosed to relevant counterparties under appropriate confidentiality arrangements. We recommend that all parties execute formal non-disclosure agreements before sharing commercially sensitive information.

Acquisitions of regulated financial entities are subject to applicable regulatory requirements in the relevant jurisdiction, including but not limited to change of control notifications and approvals, fitness and propriety assessments, and ongoing regulatory obligations. Financial License Market does not provide regulatory advice and accepts no responsibility for regulatory compliance in connection with any transaction. All parties must obtain appropriate regulatory counsel before proceeding with any acquisition or disposal of a regulated entity.

This Website may contain links to third-party websites including zitadelleag.com and other external resources. These links are provided for convenience only. Financial License Market has no control over, and accepts no responsibility for, the content, privacy practices, or availability of any third-party website.

All content on this Website including text, graphics, logos, listing descriptions, blog articles, and design elements is the property of Zitadelle Advisory Group Ltd or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from any content on this Website without express written permission.

We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated date. Your continued use of the Website following any changes constitutes your acceptance of the revised Terms.

These Terms are governed by the laws of Cyprus. Any disputes arising from or in connection with these Terms or your use of this Website shall be subject to the exclusive jurisdiction of the courts of Cyprus.

If you have any questions regarding these Terms, please contact us at: