UK or EU Electronic Money Institution (EMI) for Acquisition

Buyer Requirements

Jurisdiction

UK or EU (any EEA jurisdiction)

Status

Actively Seeking

Buyer

Qualified institutional buyer

Timeline

Immediate — live mandate

Budget

POA — committed buyer

Description

A qualified institutional buyer represented by Zitadelle Advisory Group is actively seeking to acquire a UK FCA-authorised or EEA-licensed Electronic Money Institution (EMI). This is a live mandate with a committed buyer; seller enquiries are invited. The buyer's primary requirement is access to regulated e-money issuance and SEPA payment rails within a supervised framework. An FCA-authorised EMI with UK IBAN issuance capability, or an EEA EMI with SEPA access, satisfies the mandate. Sellers should be in a position to demonstrate clean regulatory standing with no outstanding supervisory findings. Change-of-control approval will be required with the relevant regulator. The buyer is experienced in regulated M&A and understands the process timeline. Full buyer profile available under NDA.

Specific Requirements

• UK FCA Authorised EMI or EEA National Competent Authority–licensed EMI
• UK or any EU/EEA jurisdiction
• Shell or lightly operational accepted
• Operational EMIs with existing client e-money balances considered (subject to due diligence)
• Full or partial sale considered
• Clean regulatory standing with no outstanding supervisory findings
• Change-of-control approval submittable to the relevant regulator

What the Buyer Is Looking For

• Access to regulated e-money issuance within a supervised framework
• FCA-authorised EMI with UK IBAN issuance capability, or
• EEA EMI with SEPA payment rail access
• Lithuania, Malta, Ireland, Netherlands, and Germany considered