UK FCA-Authorised Electronic Money Institution (EMI)

Buyer Requirements

Jurisdiction

United Kingdom

Status

Actively Seeking

Buyer

Institutional group — UK payment infrastructure acquirer

Timeline

Immediate — buyer ready to move

Budget

POA — committed buyer

Description

A committed buyer is seeking a UK FCA-authorised Electronic Money Institution (EMI) for direct acquisition. This mandate is active and the buyer is ready to move. Seller enquiries are invited on a confidential basis. The buyer is an institutional group seeking UK regulated payment infrastructure; access to the UK payments ecosystem via an FCA-authorised EMI is the primary objective. The buyer has experience in regulated entity acquisitions and is working within a defined timeline. FCA EMIs are among the most sought-after regulated assets in the current market — the FCA has substantially tightened new authorisation criteria since 2022, making existing authorised EMIs significantly more valuable than in prior years. If you hold an FCA EMI that is dormant, underutilised, or no longer core to your business, this mandate represents a direct, qualified buyer.

Specific Requirements

• UK FCA Authorised EMI (not Small EMI) in good regulatory standing
• Shell or lightly operational accepted
• Existing banking partnerships and IBAN issuance a positive but not required
• No minimum balance sheet required